You work hard, as most of us do, yet old habits die hard as do old sayings.
“Easy come, easy go” is what we hear as youngsters, and what we hear in our youth tends to stick with us throughout our lives. Easy go – we all know truly well how that works. Easy come? Perhaps this part of the statement is a half truth and I have my doubts that money comes easily for most of society, considering that the average American has less than $1000 in savings and worldwide most of us are living paycheck to paycheck.
So if you are working hard just to make ends meet, then take a gander at these warning signs you need a spending break.
One. If your little luxury at the end of the week is a bottle of wine, or two, or if any form of alcohol will do, then consider what would happen were it to become a daily habit. If you indulged in an ice cream treat every day, would you feel good about your figure? Invest in your health and your savings by setting the drink money aside and seek other forms of entertainment that increase your memory, nourish your soul and ultimately your happiness, in nature.
Two. If the drinks at the end of the day aren’t biting into your budget, then perhaps the morning ones are. Coffee, latte and tea are all good in moderation when we brew and steep them at home, but when we go out we are trading our precious time for flavored hot water at premium price – hold the sugar please!
Not only are ‘drinks out’ expensive, we often tend to have them on the go, after all we are busy getting to work… The underlooked harm comes in the materials – non-recyclable cups, coffee pods, individual sugar packets and the like. Waste abounds where convenience is the driving factor.
Three. Imagine that your closet is full and a weekend shopping trip is on order. It’s the only fun you have had all week and once again you feel like you deserve to be pampered. But once again, your closet is full, you were paying attention, right? Are you listening to your own thoughts or are you following the masses in irrational shopping/acquiring behavior? Do you need a new pair of pants, or a shiny necklace, yet another purse, or are you fighting the relentless boredom of (sub)urbia?
We may feel like we deserve many things at the end of a long week, but maybe those things are just wants in the disguise of needs. We must look closely to see if we are buying out of habit, browsing out of ennui or trying to fulfill something lost with something gained where items are not judged by similar value.
Whatever the reason, take a spending break to find out exactly where you stand.
If it takes a buy nothing weekend, do that. If it takes a week-long spending freeze, then go ahead and indulge in what you already own. Chances are you already have enough to keep yourself entertained, creativity is optional.